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Employer Costs by Country (2026): The League Table

Employer costs by country for 2026. Statutory payroll cost percentages for 25 countries in one league table, from 55-70% down to 3-5%.

This table shows what an employer pays in statutory contributions on top of gross salary in 25 countries, expressed as a percentage of salary. The figures come from the statutory dataset behind our country guides, the same numbers we use to run payroll. Sorted from most expensive to least.

CountryEmployer statutory cost (% of salary)Biggest single lineGuide
Brazil55-70%INSS social security (20%)Brazil guide
Peru30-40%Gratificaciones, two annual bonuses (16.67%)Peru guide
Italy30-35%INPS social security (24%)Italy guide
Colombia30-35%Pension, AFP (12%)Colombia guide
Mexico25-35%IMSS social security (20%)Mexico guide
Netherlands23-34%Employer social security (23.38%)Netherlands guide
Argentina26-30%Pension, SIPA (10.17%)Argentina guide
India20-25%EPF provident fund (12%)India guide
Germany22-23%Pension insurance (9.3%)Germany guide
United Kingdom18-23%Employer National Insurance (15%)UK guide
Nepal20%Provident fund (10%)Nepal guide
Singapore17%CPF, Central Provident Fund (17%)Singapore guide
Kenya12-18%NSSF Tier I (6%)Kenya guide
Switzerland12-17%AHV/IV/EO old age and disability (5.3%)Switzerland guide
United Arab Emirates12.5-15%GPSSA pension, Emirati nationals only (15%)UAE guide
Nigeria12-15%Pension (10%)Nigeria guide
Ghana13%SSNIT social security (13%)Ghana guide
Canada10-15%CPP/QPP pension (5.95%)Canada guide
Philippines10-15%SSS social security (10%)Philippines guide
Rwanda9-16%RSSB medical (7.5%)Rwanda guide
Pakistan11-14%ESSI provincial social security (6%)Pakistan guide
Indonesia11-13%BPJS Ketenagakerjaan employment fund (7.74%)Indonesia guide
Uganda10%NSSF social security (10%)Uganda guide
Chile4-5%Unemployment insurance (2.4%)Chile guide
South Africa3-5%UIF, SDL, and COIDA (1% each)South Africa guide

What the spread tells you

The gap is roughly 15x. Brazil adds 55-70% on top of every salary once you count social security, the FGTS severance fund, the mandatory 13th salary, and the vacation bonus. South Africa and Chile add under 5%. A $60,000 engineer costs roughly $95,000 fully loaded in Brazil and about $62,500 in South Africa. Same salary, wildly different budget line.

Latin America clusters at the top, but not uniformly. Peru, Colombia, Mexico, and Argentina all land between 25% and 40%, driven by mandatory bonuses and severance funds that accrue every month. Chile is the regional outlier at 4-5% because employees fund most of their own pension and health contributions.

Low headline rates can hide structural costs. The UAE shows 12.5-15%, but that pension only applies to Emirati nationals. For expat hires, the real cost is the end-of-service gratuity that accrues at 21-30 days of salary per year. Switzerland looks moderate at 12-17%, but the salaries themselves are among the highest in the world.

Asia and Africa are where the percentages get friendly. India at 20-25% is the high end. Indonesia, Pakistan, the Philippines, Ghana, and Uganda all sit between 10% and 15%, which is part of why so many US startups build their first international team in these corridors.

Figures come from our compliance dataset as of August 2026. Statutory rates change, and several countries have salary caps or industry-specific rates the headline percentage doesn't show. Check the per-country guide, and confirm with your accountant before you budget.

FAQ

Which country has the highest employer payroll costs? Brazil, at roughly 55-70% of gross salary. The stack includes 20% social security (INSS), an 8% monthly deposit into the FGTS severance fund, a mandatory 13th salary, a vacation bonus worth a third of a month's pay, and training-fund levies. See the Brazil guide for the full breakdown.

Which country has the lowest employer payroll costs? South Africa, at roughly 3-5%. Employers pay 1% each to the unemployment fund (UIF), the skills development levy (SDL), and the workers' compensation fund (COIDA). Chile is close behind at 4-5%. Details in the South Africa guide and Chile guide.

Do these percentages apply to contractors too? No. Statutory employer contributions apply to employees. Contractors invoice you and handle their own taxes and social contributions, which is why the fully loaded cost of a contractor is usually just the invoice. The tradeoff is misclassification risk, which each country guide covers.

Why is the cost shown as a range for most countries? Because real rates vary by salary level, industry, region, and caps. Mexico's IMSS rate depends on salary bands, Switzerland's pension rate depends on the employee's age, and Kenya's NSSF has tiered caps. The range is what most employers actually pay; the guide for each country explains what moves you within it.