Co-founder and CEO of Shor, a Y Combinator company.
Daivik GoelWhich countries legally require 13th month pay in 2026, the deadline in each one, and where it is only owed if a contract or collective agreement says so.
Daivik GoelFour applications, three rejections, and one customer who needed our product. Shor co-founder Daivik Goel shares his YC application and interview advice.
Daivik GoelOyster vs. Multiplier for startup hiring: current EOR prices, billing terms, contractor plans, and a practical checklist for comparing complete quotes.
Daivik GoelCompare Shor and Remote on EOR fees, contractor management, own-entity payroll, coverage, FX, and support before your first international hire.
Daivik GoelHow brokerages and property managers staff admin work abroad. VA agencies versus your own offshore hire, the license line nobody explains, and what each costs.
Daivik GoelHow law firms staff legal support work abroad. LPO vendors versus your own remote paralegal, the supervision rules, and what each option actually costs.
Daivik GoelWhat a US company collects from a contractor abroad. W-8BEN or W-8BEN-E, why withholding is 0% or 30%, when the form expires, and what replaces the 1099.
Daivik GoelUS contractors cannot fill salaried roles. How construction firms hire remote estimators, BIM drafters, and project coordinators abroad, and what it costs.
Daivik GoelHiring one person in another country? The four real options at a headcount of one, what each costs per month, and when a $599 platform is overkill.
Daivik GoelWhat GST, LUT, and zero-rated mean on an Indian contractor invoice, why you should not be billed 18% IGST, and what your contractor needs from your payment.
Daivik GoelHow to audit your EOR invoice: the 7 lines where money leaks, from FX spreads to double-billed allowances, and what a clean invoice looks like.
Daivik GoelEOR vs entity in 2026: sourced setup and running costs for India, the UK, and Germany, plus the breakeven math most vendor calculators get wrong.
Daivik GoelShor vs Wise in 2026. Wise wins on per-transfer price; we compare the total cost of running contractors, with sources and honest math.
Daivik GoelHow to switch EOR providers without a payroll gap: resign-rehire mechanics, deposit recovery, severance triggers, benefit gaps, and a sequencing checklist.
Daivik GoelYour employee moved to another country. The real risks (payroll, PE, benefits), what tax authorities actually enforce, and the four fixes that work.
Daivik GoelEOR invoice accounting for US startups: booking the gross pass-through as payroll expense, platform fees, FX, deposits, and a sample journal entry set.
Daivik GoelA practical guide to hiring internationally from New York. Timezone overlap from Eastern time, where to hire for each role, and what it actually costs.
Daivik GoelWhere SF startups hire abroad and what it costs. Pacific-time overlap by region, EOR pricing for Latin America and Asia, and the trade-off for each role.
Daivik GoelEmployer costs by country for 2026. Statutory payroll cost percentages for 25 countries in one league table, from 55-70% down to 3-5%.
Daivik GoelNotice periods by country for 2026. Statutory termination notice and severance formulas for 25 countries in one reference table.
Daivik GoelHow many public holidays each country gets, from Colombia and the Philippines at about 18 down to Mexico at 7, with statutory annual leave beside each one.
Daivik GoelEOR vs PEO in 2026: who is the legal employer, which model needs your own entity, what each costs, and the one question that decides it for a startup.
Daivik GoelEmployer statutory load, 13th month rules, notice periods, and EOR pricing for 25 hiring markets in one table, so you can compare countries before committing.
Daivik GoelThe five real ways to pay international contractors in 2026, ranked on total cost. Transfer fees, FX spreads, speed, and the compliance work each leaves you.
ArgentinaEmployees in Argentina must be paid in pesos; contractors can invoice and hold USD. How the split works, what it costs, and how to set each one up.
BangladeshEmployees in Bangladesh must be paid in taka, but you can pay contractors in USD. How the split works and how contractors hold dollars.
EgyptHow to pay independent contractors in Egypt in USD. Employees must be paid in pounds; contractors can invoice and hold dollars, converting when they choose.
GhanaEmployees in Ghana must be paid in cedis, but you can pay contractors in USD. How the split works and how contractors hold dollars.
NigeriaEmployees in Nigeria must be paid in naira, but you can pay contractors in USD. How the split works and how contractors hold dollars.
PakistanEmployees in Pakistan must be paid in rupees, but you can pay contractors in USD. How the split works and how contractors hold dollars.
Daivik GoelWhy international contractors ask to be paid in USD, when it's compliant, and how to set it up so they can hold dollars and convert when they choose.
TürkiyeHow to pay independent contractors in Turkey in USD. Employees are paid in lira; contractors can invoice and hold dollars, converting when they choose.
Daivik GoelPublished EOR pricing for 2026: $199 to $699 per employee per month at Deel, Remote, Oyster, Multiplier, Remofirst, and Shor, plus FX and deposit policies.
Daivik GoelThe best Remote alternatives for startups in 2026, with published EOR and contractor pricing for Shor, Deel, Oyster, Multiplier, Remofirst, and more.
Daivik GoelRippling vs Deel in 2026, compared on published pricing, platform scope, and global hiring. Plus when a startup may need neither.
Daivik GoelShor vs Deel in 2026, compared on published pricing, FX, coverage, and support. Including who should honestly pick Deel.
Daivik GoelThe real cost of paying contractors through Upwork in 2026. Service fees, marketplace fees, FX markups, and the math for a long-term contractor.
Daivik GoelWise Business charges no monthly fee, Deel charges $49 per contractor, Shor $19. What each actually costs to pay international contractors, with sources.
Daivik GoelDeel publishes $599 per EOR employee and $49 per contractor. Seven cheaper alternatives for startups in 2026, with every provider's own published pricing.
Daivik GoelDeel charges $599 per EOR employee and $49 per contractor per month in 2026. Plus the deposits, FX spreads, and country surcharges the sticker leaves out.
Daivik GoelDeel vs. Remote in 2026, compared on published pricing, entity model, contractor costs, and FX. Plus when a startup should pick neither.
ArgentinaWhat an employer of record (EOR) costs in Argentina in 2026. Aguinaldo (SAC), severance of one month per year, inflation, and same-day USD payments.
BrazilWhat an employer of record (EOR) costs in Brazil in 2026. The 13th salary, FGTS deposits, 55-70% employer costs, and same-day contractor payments.
CanadaWhat an employer of record (EOR) costs in Canada in 2026. CPP and EI rates, the provincial patchwork, common-law notice risk, and paying in CAD.
ChileWhat an employer of record (EOR) costs in Chile in 2026. The 42-hour work week, the gratificación, a 4-5% employer load, and same-day payments.
ColombiaWhat an employer of record (EOR) costs in Colombia in 2026. Prima de servicios, cesantias, the new 42-hour work week, and same-day contractor payments.
GermanyWhat an employer of record (EOR) costs in Germany in 2026. Five-pillar social insurance rates, termination protection, works councils, and paying in EUR.
GhanaWhat an employer of record (EOR) costs in Ghana in 2026. SSNIT and Tier 2 pension rates, the new minimum wage, and paying contractors in GHS or USD.
IndiaWhat a US founder needs to hire in India in 2026. Contractor vs. employee, employer of record (EOR) costs, EPF and gratuity, Labour Codes, and paying in USD.
IndonesiaWhat an employer of record (EOR) costs in Indonesia in 2026. BPJS contributions, the mandatory THR religious holiday bonus, and severance rules explained.
ItalyWhat an employer of record (EOR) costs in Italy in 2026. INPS rates, TFR severance accrual, mandatory 13th month pay, and CCNL rules explained.
KenyaWhat an employer of record (EOR) costs in Kenya in 2026. NSSF phase 4 rates, SHIF and the housing levy, 21 days of leave, and paying salaries in KES.
MexicoWhat an employer of record (EOR) costs in Mexico in 2026. Aguinaldo, IMSS rates, the three-months-plus severance rule, and same-day contractor payments.
NepalWhat an employer of record (EOR) costs in Nepal in 2026. Social Security Fund rates, the statutory festival bonus, and paying a deep contractor talent pool.
NetherlandsWhat an employer of record (EOR) costs in the Netherlands in 2026. The 8% holiday allowance, transition payments, two years of sick pay, and the 30% ruling.
NigeriaWhat an employer of record (EOR) costs in Nigeria in 2026. Pension and NSITF rates, new Tax Act PAYE bands, tiered notice periods, and same-day USD payments.
PakistanWhat an employer of record (EOR) costs in Pakistan in 2026. EOBI and provincial social security, a deep contractor talent pool, and paying in USD or PKR.
PeruWhat an employer of record (EOR) in Peru does and costs in 2026. $299/month through Shor, plus two mandatory bonuses, CTS deposits, and a 30-40% employer load.
PhilippinesWhat an employer of record (EOR) costs in the Philippines in 2026. 13th month pay, SSS and PhilHealth rates, termination rules, and paying contractors in USD.
RwandaWhat an employer of record (EOR) costs in Rwanda in 2026. The RSSB pension phase-up, six months of paid sick leave, severance multipliers, and paying in RWF.
SingaporeWhat an employer of record (EOR) costs in Singapore in 2026. CPF applies to citizens and PRs only, plus the new SGD 8,000 wage ceiling explained.
South AfricaWhat an employer of record (EOR) costs in South Africa in 2026. UIF and SDL rates, BCEA leave, CCMA termination risk, and why salaries must be paid in ZAR.
SwitzerlandWhat an employer of record (EOR) costs in Switzerland in 2026. Canton-by-canton payroll variance, BVG pensions, and the 13th month norm explained.
United Arab EmiratesWhat an employer of record (EOR) costs in the UAE in 2026. No income tax, end-of-service gratuity, WPS payroll rules, and visa sponsorship explained.
UgandaWhat an employer of record (EOR) costs in Uganda in 2026. NSSF rates, tiered notice periods, the pending Employment Amendment Act, and paying in UGX.
United KingdomWhat an employer of record (EOR) costs in the UK in 2026. Employer NI at 15%, IR35, the April 2026 statutory changes, and paying in USD or GBP.